Loans Products

AGRICULTURE LOAN

A member with a running loan, but has exhibited the capacity to pay their loan is also eligible for this loan product.

This product is designed to help members in the farming industry, and most specifically for members to utilize their unused land to grow trees. The loan is given out to members at an interest rate of 12% p.a. The security for this loan is the member’s land.

TUITION/ SCHOOL FEES LOAN

This a loan product designed to meet member tuition fees and other
education financing requirements.

The loan works around the Uganda School year calendar and members can access it during the back-to-school period. This loan is given at an interest rate of 5% p.m. on reducing balance, and has a maximum repayment period of up to 4 months.

SCHOOL FEES LOAN

This a loan product designed to meet member tuition fees and other education financing requirements.

The loan works around the Uganda School year calendar and members can access it during the back-to-school period. This loan is given at an interest rate of 5% p.m. and has a maximum repayment period of up to 4 months.

PERSONAL LOANS

Personal Loans are only given out to members of our SACCO. Loans are given out at an interest rate of 18% p.a or at 1.5 p.m.

All loans must be supported by a security and a personal guarantor, who is a member of the SACCO. KCW SACCO does not give out unsecured loans. The security/collateral for the loans is tagged against the member’s savings, member shares as well as the savings and shares of the member’s guarantor. Members can also use other assets such as; Land Titles, as security for the loans requested.
Members are encouraged to take loans for Business Financing, Personal Development, Property Development and Contract Financing.

KCW Cooperative Society

TOGETHER WE CAN

Address:
Buganda Road Flats
Buganda Road
Block 661C 2nd Floor

Contact:
+256 782 318433
+256 757 315539
admin@kcwsacco.com

Products

Savings
Shares
Loans