Living in the Diaspora, owning a bank in Uganda.
Before joining KCW SACCO, I was with other two other SACCOs but things were not working out. They were disorganized and lacked a clear vision. In KCW SACCO, it feels different. The SACCO gives you a whole experience of being part of something great. You ask me where the trick is? I say, it is the leadership, the people, the enthusiasm and the vibe.
I have about four or five, or may be six things I credit this SACCO for! One, the SACCO leadership is warm. The Chairperson listens and the management is always a call away. There’s no single time I have reached out to management and was not assisted. This gives one the comfort that someone is always there to attend to you with ease. The SACCO is transparent. Every time someone saves money in the SACCO, it is displayed, so members get to see what is happening in the SACCO in real time.
The third is approachability. The leadership has made it very easy to approach anyone at any one time for assistance. This way, even when you stay in the Diaspora like I do, you don’t have to worry. The fourth, which is most important to me, is ownership. I have always wanted to own a bank for myself. In KCW, this has been realized because here; you feel like you own the organization. Even when you borrow, you are borrowing from your own bank and get profit from your own borrowing . It is not like other SACCOs where people say we have a SACCO, but the SACCO is far from reach. In KCW, you are in it, you belong, and that’s what makes all the difference!
The fifth, is the network.
In KCW SACCO, you join as an individual, but you get a family – and a family of fantastic people! When I tell people to join, I emphasize that they get in there, save money, meet other people and gain a bigger network.
Lastly, you get to grow without realizing it. People in the diaspora usually have challenges with their families, especially when it comes to money matters. With the SACCO, one can be independent of the chaos. You can buy land, have your land verified, build a home and do so many projects using the KCW SACCO network. You can have your life settled without so much force and fights with friends and family.
Many people are afraid of SACCOs, but I give my word for KCW. I can assure you that it is not easy to save money alone. Being part of a group of people saving every month, will give you the push you need to get into the habit of saving money and cushioning your future. Testimony By: Bukenya EmmanuelA businessman, currently living in Sweden, Member of KCW SACCO .